Auto Insurance

All owners of cars are to have a minimal amount of insurance coverage to operate a car legally in the State of Utah. The penalties for driving without insurance in Utah can be expensive and severe. If you get pulled over, you may face a $400 fine and suspension of driving privileges until you get an auto insurance policy. For a second offense, especially if you are involved in an accident, the penalties increase and you could lose your license for a year or more. Here is an overview of the type of minimum coverage you need to operate a car legally in Utah.

Minimum Coverage

At the very least, you need an auto policy from the Behling-Perry Insurance Agency in Vernal, UT that provides a minimum liability coverage for the medical cost of a single person injured in an accident. The policy must also provide a minimum amount of coverage in case of multiple injuries in the accident and an additional amount to cover any property damage that occurs during the accident.

You should be aware that the minimum amount of coverage may let you drive legally in Utah, but that doesn't mean you are fully covered in case of a severe accident where there are serious injuries and damages to people and property.

If you are involved in a serious accident, and it is determined that the accident is your fault, you can be held responsible for the total cost of medical expenses and property damage generated by the accident. If your coverage is too low, you will have to find a way to come up with the funds to pay for the medical costs and damage beyond what your insurance policy pays.

Call Us

Call us at the Behling-Perry Insurance Agency in Vernal, UT to discuss the amount of coverage you need in case of an accident as well as the additional types of coverage like comprehensive and collision insurance you need to protect your financial assets. It is important to make sure you and your vehicle are insured against the dangers of the road.