Motorcycle Insurance
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Requirements
The state of Utah requires motorcycle drivers to carry liability insurance that pays a certain amount related to the bodily injury of one person, multiple people, and for damage to property. Utah is a no-fault state, and this means that motorists are also required to carry personal injury protection unless they ride a motorcycle, in which case, this coverage is optional. What this insurance does is to help cover your injury-related expenses regardless of who is found to be at fault in an accident.
Optional Insurance
One optional insurance you can carry is collision insurance. This policy will help you to pay for the repairs that will need to be done in the event of an accident, and you can customize this option so that it will pay the entire replacement cost of the bike.
You can purchase a comprehensive package as well, and this will help to cover the cost of repairs that are not related to an accident. It will cover the damage done to your bike if it is outside during severe weather, and it will pay for the damages that are caused by an animal. Comprehensive insurance will also cover you if somebody steals your bike.
Another optional insurance is towing and labor, this will provide any roadside assistance that you may need, and it will pay for your motorcycle to be towed. Additionally, you can purchase uninsured or underinsured motorists insurance, and this will pay for the repairs and other costs incurred during an accident that is the fault of somebody who does not have adequate insurance.
Behling-Perry Insurance Agency Can Help You
At Behling-Perry Insurance Agency, we have experience in providing customers in and around Vernal, UT with motorcycle insurance, and we provide a rating tool on our website that you can use to find a quote for homeowners and automobile insurance. Stop into our Vernal, UT location, or call us, and we can provide you with the motorcycle insurance package that will suit all of your needs. To learn more about the other 24 states we serve and how the laws for motorcycle insurance differ, reach out to our offices.