Life Insurance

Everyone in Utah can use a life insurance policy. The policy can just be large enough to pay for your final expenses, pay for college for your kids, and make sure your spouse or partner isn’t cast into a life of poverty because they couldn’t meet the bills.

Life insurance is needed to provide you with a peace of mind to where, even if you leave suddenly, your financial responsibilities are met.

However, the problem with life insurance is that one size does not fit all for people in Utah. Most people should use a combination of different life insurance policies to make sure that they get the coverage they need for their entire lifetime. This insurance takes knowledge and planning; something a representative from the Behling-Perry Insurance Agency in Vernal, UT can give you.

There are two types of policies every adult who is responsible for the financial well-being of others should have in their insurance policy:

Term Insurance

A term insurance policy is the least expensive type of policy to have with your insurance coverage. Term insurance lasts for a specified amount of time, and you’ll have a flat premium while the policy stays enforced. You can get a term policy that can last for 10, 20, or 30 years. This is long enough to make sure the mortgage on your house is covered in case you pass away before your debt is paid off.

Whole Life Insurance

You may want a whole life policy that will last the entire course of your lifetime. A whole life policy is more expensive than term, but it offers a number of benefits that term insurance doesn’t. A whole life policy lasts as long as the premiums are paid, and once the policy is paid in full, there are not any more premiums. Ask an agent for more benefits of whole life insurance.

The best thing to do is to give us a call at Behling-Perry Insurance Agency in Vernal, UT so we can sit down and talk about how to make life insurance cover the financial needs you want to protect.