Boat/Watercraft Insurance

In Vernal, UT, we are fortunate to be surrounded by a variety of water environments. There is Green River flowing to the West and South of us, Steinaker Reservoir just a few miles North, and the Great Salt Lake just a few hours to the East. In short, this is a great place to have a boat, jet ski, or another type of personal watercraft. But if you do, you'll also need the appropriate type of insurance.

At Behling-Perry Insurance Agency, we're here to answer all of your insurance-related questions and to help you get great insurance at a great price. To begin, here's a look at what you need to know about boat and watercraft insurance:

Getting the Right Boat and Watercraft Insurance in Vernal, Utah

Under Utah law, all motorboats and personal watercraft equipped with an engine that is 50 horsepower or more must carry owner or operator liability insurance. The minimum limited liability insurance required is an amount per bodily injury/death, property damage, or a combined amount per incident. Proof of insurance additionally must be carried on board whenever the boat is in operation.

Other Boat Insurance Additional Coverage You Should Consider

In addition to the required minimum boat and watercraft limited liability insurance, you might consider the following types of coverage:

• Emergency Assistance. This insurance package covers the towing, labor, and delivery of any necessary gas, oil, or batteries should your watercraft become disabled while on the water. You may also opt for special roadside assistance for use during breakdowns while towing on the road.
• Personal Effects. This policy covers all of your watercraft extras like expensive fishing equipment, water skis, navigational equipment, and other boating toys.
• Salvage Insurance. In the unfortunate situation that your watercraft becomes inoperable, salvage insurance covers the expense of safe removal.

Call to Learn More

For more information and to get the latest boat and watercraft insurance rates for Vernal UT, contact us today at Behling-Perry Insurance Agency