Residents of Vernal, UT are big into motorcycles, which is a situation we’ve had to adapt to at Perry Insurance Agency. That’s because some of our customers have experienced accidents and needed high-quality physical therapy to recover. In many instances, their insurance may (or may not) cover their recovery.

A Basic Policy Does Not Cover Physical Therapy

One problem you’re going to discover with your basic motorcycle insurance is that it is unlikely to cover physical therapy after an accident. While it will cover some types of medical problems (including those of anybody you injure in your accident), a specialized coverage type must be added to ensure that you don’t end up with a huge physical therapy bill after an accident.

You Can Add Specialized Coverage Types

Personal Injury Protection or PIP is a type of motorcycle insurance coverage that will handle medical bills, physical therapy, and more after you go through an accident. You will have to pay a little bit more for this kind of coverage because it is designed to be a supplemental type. However, adding it will ensure that you can get treatment for health problems after an accident.

Other Coverage Types to Consider

If you are worried about suffering an accident on your motorcycle, you should also get extra collision insurance and liability coverage. These types will ensure that you don’t lose money if you get sued and lose and will protect your finances in case you have to pay for somebody’s medical recovery.

You Deserve Great Motorcycle Insurance

So if you live in Vernal, UT and want the most reliable motorcycle insurance available, please contact us at Perry Insurance Agency. We will search far and wide for the best policy and make sure that you are protected from serious injury, no matter what the cost.