Accidents occur every single day, leaving people injured and cars damaged. Having auto insurance with Perry Insurance Agency is an ideal way to get protection from unforeseen circumstances. If you already have insurance, you are entitled to financial compensation from your auto insurance provider in case of covered losses. In the event of an accident, you need to make a claim with your insurance company.
However, you need to avoid some of these common mistakes when filing an auto insurance claim in Vernal, UT:
Giving false information
When a claim is made, the insurance company does its own investigation. Lying or omitting information in your favor could lead to your claim being denied. In some cases, your premiums can be raised or your policy terminated. Plus, giving false information to your insurance provider is a federal offence that is punishable by jail time.
Taking long to file the claim
Filing an auto insurance claim should be done as quickly as possible after the accident. This makes sure that you give fresh and factual information about the accident without forgetting any important details that could help your case.
Filing a claim that you shouldn’t
In case of minor injuries or damages, it could be wise to cover the costs yourself, especially if the cost of repairs is less than the insurance deductibles. Before filing a claim, go through your policy to make sure your losses are actually covered or if there is any exclusion.
Giving too much information
Avoid too much talk when speaking to the insurance representatives. Claim handlers are highly trained to memorize everything you say, so avoid oversharing; only give factual information.
At Perry Insurance Agency, we provide affordable and reliable auto insurance policies for the residents of Vernal, UT and several other states. Contact us today for a peaceful driving experience.