There are no state or federal laws mandating renters insurance in Utah. However, it is always a good idea to have this coverage as it will protect you from losses and liability costs. Additionally, many landlords in Utah will require renters insurance as part of their application process. That would be the only event where renters insurance is required in Utah.
At Perry Insurance Agency, we want Vernal, UT renters to be protected from all losses and liability costs.
What is Covered Under Renters Insurance?
Utah renters insurance covers contents, property damage, and liabilities. If there is any damage to the inside of your home or your contents, your renter’s insurance will cover that.
Any damage or liability that happens outside your apartment, home, or unit, will be covered by your landlord’s insurance policy.
Contents coverage is insurance that can replace your belongings and property in the event of damage or theft. This includes everything in your home.
Many renters think they can replace content easily, but they don’t realize the value their content actually has. Take an inventory to determine what you have. Your contents coverage can cover this if something happens in your home.
When you have renters insurance, you can get living expenses covered in the event that something happens to your unit for a certain amount of time. If there were a flood or fire, and you needed to evacuate, you could have your accommodations elsewhere paid for.
As a renter, if someone is in your home and an accident happens, you are responsible for their safety. If there is an injury, they have cause to sue or ask you to pay for the damages.
Renters insurance will cover those liabilities for you.
Get a Quote
When you have renters insurance in Utah, you will have more peace of mind as a renter. At Perry Insurance Agency in Vernal, UT we can help you find that peace of mind. Call us for a quote today.