How Renters’ Insurance Protects You

When you rent your home, there is a special type of insurance just for you. While you don’t need home insurance because you aren’t the owner, you need renters’ insurance. The landlord will have home insurance on the property, but that won’t cover your losses if a serious incident happens. It’s important to always have renters insurance for as long as you rent. To get started, give us a call at Perry Insurance Agency in Vernal, UT.

Coverage for Your Belongings

One major thing the landlord’s policy doesn’t cover is your possessions inside your rented home. Renters’ insurance covers them, though; this allows you to have protection against a wide range of accidents and incidents that can ruin your possessions. This is important coverage because of the expense of replacing everything if a serious incident happens. The policy will list the types of incidents that you are covered against. This usually covers certain disasters and calamities. 

Liability Coverage

When you have renters’ insurance, it also gives you protection against liability. If someone entered your home and got injured there, you are most likely the one who will have to pay for their expenses, such as medical bills and legal fees. However, with renters’ insurance, the policy will pay for those expenses so that you don’t have to. It’s a type of coverage that many people don’t think about, but it’s important to have it in place just in case. 

Get Renters’ Coverage

When you need a renters’ insurance policy, we are here to help. Just call Perry Insurance Agency in Vernal, UT to talk with an agent about your insurance needs. We can help you get this vital insurance coverage.