As a homeowner, you face many risks. Your home insurance helps to mitigate some of the risks you face. You will never be risk-free, it is just not the nature of homeownership. But if you have adequate coverage you will be able to sleep at night knowing you have done the best you can to protect your home. If you live in or near Vernal, UT, Perry Insurance Agency is a locally owned and operated independent insurance agent. Our goal is to provide our customers with the insurance they want at the best possible price.
Liability coverage is included with home insurance. Some things around your home are much riskier than others. It is essential you take a good look at your potential for being sued and make sure you lower the risk if possible but certainly make sure you have adequate coverage.
Swimming pools are a significant risk. It isn’t just risky for your children. It is a big temptation to other children in your neighborhood. You must make sure your pool area is in compliance with any local regulations to keep the risks lower.
Trampolines are what is called an attractive nuisance. They are a magnet for kids. It is difficult to make sure they can’t be accessed without your knowledge. Having your yard fenced would be good but having a protective netting around the trampoline is the very least you should do.
Especially dogs are very high risk and some breeds riskier than others. Some breeds are so risky your insurance will not cover them.
Front stairs and driveways
You are responsible for maintaining your home. Guests to your home will use your driveway and stairs to enter and it is important to make sure there is not any unevenness that could be considered a trip hazard.
Contact Perry Insurance Agency in Vernal, UT to discuss your home insurance and your risk level.