Owning a small business in Vernal, UT comes with lots of stress and anxiety and is a dream come true for many people. Lots of bad things can happen and even though no one wants to dwell on the negative, being prepared by having a good commercial insurance policy can minimize the impact of any hazard on your small business. At Perry Insurance Agency we understand business insurance coverage is not one size fits all and by getting to know our clients we can customize a policy that is perfect for your business.
Commercial property insurance
It is not possible to do business without a place to do business and the equipment you need for your office and your particular product production. If a covered event happens like a fire or other damage, commercial property insurance will allow you to make the necessary repairs or replace your inventory and equipment. This is important coverage even if you rent the actual location.
Business interruption insurance
When something happens which causes you to cease doing business temporarily, your expenses will continue. While you are waiting to reopen business you need money to pay your day to day expenses. Business interruption insurance can be a lifesaver. Some hazards are excluded so be sure to read your policy carefully to avoid disappointment and misunderstanding.
Business liability insurance
Being sued is something no one ever wants to think about but in the event, it does happen, this insurance can help you to get the legal representation you need and pay any judgment that won against you.
The majority of workers in Utah must be covered by workers’ compensation insurance and as an employer, you are mandated to carry it.
At Perry Insurance Agency in Vernal, UT, we want to help local small businesses protect themselves. Give our office a call to set up an appointment to discuss your needs