Do you own vehicles for your Vernal, UT company and aren’t sure if you need to protect them with special insurance? Of course, you do: commercial auto insurance that you can add to your standard commercial insurance policy. Let us at Perry Insurance Agency explain this issue to you.
What is Commercial Auto Insurance?
Commercial auto insurance helps to protect any vehicles used for business purposes. It can cover box trucks, delivery vehicles, work vans, service trucks, and much more. These policies help protect you from a myriad range of different issues.
Your Policy Covers Many Things
When you buy a commercial auto insurance policy, you protect many aspects of your business. These elements all vary according to your financial situation and the scope of your policy. Just a few of the most common coverage options here include:
- Property Damage – If one of your delivery vehicles damages property (including another car) while on the job, your policy will pay for the repairs or replacement of these items.
- Bodily Injury – Did your delivery driver cause an accident that hurt somebody else? If so, your insurance policy can help to pay for their medical treatment and lawsuits.
- Medical Payments – When your driver is injured in an accident (regardless of who was to blame), your policy is likely to cover many of their payment needs.
- Other Coverage Options – Combined single-limit, uninsured motorist, comprehensive physical damage, and collision coverage can all help to keep your facility safe from loss.
Protect Your Company’s Vehicles
If you own a company in Vernal, UT, and want to keep your vehicles safe, contact us at Perry Insurance Agency to learn more. Our team will work with you to determine what kind of protection makes the most sense for your needs.