What Does Commercial Insurance Cover?

If you are a business owner, you want to protect the investment of hard work, money, and time invested in your business. The best way to do this is through a commercial insurance policy. The commercial insurance agents at the Perry Insurance Agency in the Vernal, UT area want you to know and understand what commercial insurance covers. Read on for more information.

Commercial Auto Liability

Commercial auto liability insurance is imperative to have in the state of Utah. This is because all vehicles must be covered under a minimum amount of liability insurance. This law includes any vehicles that are owned by your business or are driven for your business. This consists of any personal cars, vans, SUVs, or trucks that are driven for the purpose of your business.

Commercial Liability Insurance Coverage

Commercial liability insurance is critical to have since it can protect your business in a variety of different ways. For example, if someone slips and falls at your business and is injured, this part of your commercial insurance policy will help pay their medical bills and possibly any lost wages they incur. This type of liability insurance can also help if someone files a lawsuit against you for things like slander, copyright infringement, or libel.

Commercial Property Insurance

You should have commercial property insurance because you never know what is going to happen. If a fire ravages your business, this part of your policy will help you replace your inventory. It can also help you recoup any losses you suffer due to theft or even a burglary at your business.

Commercial property insurance will help you recover any inventory lost due to a fire, vandalism, or natural disaster. This type of insurance will also help you recover any losses you suffer if your business is broken into or a theft incident occurs.

Contact Us

To create the best commercial insurance policy for you and your business, contact the experienced and trustworthy commercial insurance agents at the Perry Insurance Agency, serving the Vernal, UT area.