Getting married is an exciting time and involves combining two lives into one. Some aspects of this process seem very obvious, like moving in together, but what about combining other things like car insurance? At Perry Insurance Agency, serving Vernal, UT, we love taking the time to educate our clients and future clients on important topics such as this.
Good Reasons To Combine Insurance
There are a lot of great reasons to combine your car insurance when you get married. Most insurance companies will offer married couples special discounts. This can help with new married life budgeting. It is also far easier to budget one single auto insurance payment rather than two. If you haven’t both done so recently, take this opportunity to shop around for a better deal. Experts recommend shopping around at least once a year. If your marriage has coincided with the purchase of a home, you could qualify for more discounts as well.
When Should I Not Combine Insurance
There are plenty of great reasons for combining insurance. However, you should also note that there are times when combining insurance is not the best idea. Here are a few reasons why you should consider keeping your policies separate. If your spouse has a collector or special vehicle they will need a special policy. Having a combined policy would not be a good idea in this situation. If your spouse has very bad credit or very bad driving history, then combining policies might do your policy more harm than good.
To make sure you make the best choice for your insurance needs, you should speak to an insurance representative.
If you would like to learn more about auto insurance, please contact our staff at Perry Insurance Agency, serving Vernal, UT.