Car Insurance Laws in Utah

Like every other state in the USA, Utah has its own specific laws and regulations for car insurance. Drivers need to be aware of the local laws to avoid fines, traffic tickets, or liability from lawsuits. The Utah Insurance Department’s official site has provided some crucial information about getting auto insurance. 

No-Fault Insurance

Every vehicle is registered in the state of Utah is required to carry no-fault insurance and proof of insurance must be presented to any law enforcement officer if requested. This essentially means that every driver within the state needs to have some kind of coverage.

Automatic Verification

The state also maintains a database of registered drivers that is checked against insurance policies. When a registered vehicle is discovered without an insurance policy, a letter is automatically sent to the holder of the registration to inform them of the lapse in insurance. 

Penalties

The state has harsh penalties for drivers who are caught without insurance, which can include suspension registration or driver’s license, fines, court appearances, and even jail time for repeat offenders. Because of these severe sanctions, it is important to stay aware of your insurance status and be absolutely certain you can provide proof of insurance if you are going to drive. Car insurance is a necessity to use the state’s roads and maintain a valid vehicle registration.

For any other questions or concerns about car insurance in the Vernal, UT area, please contact Perry Insurance Agency. Representatives with knowledge of these state laws and local regulations in Vernal UT are available to assist you. Don’t hesitate to give Perry Insurance Agency a call today.   ,